We Underwrite the Driver
A 15-criteria scorecard weighs your carrier, experience, revenue, and payment history. Credit is one factor — not the gatekeeper.
See the scorecard →Three things make us different. Each one exists because we've watched good drivers get denied for the wrong reasons.
A 15-criteria scorecard weighs your carrier, experience, revenue, and payment history. Credit is one factor — not the gatekeeper.
See the scorecard →Drive for the carrier of your choice. As long as the carrier has a good safety rating, you're good to go. You're in control — not locked into someone else's program.
30-month lease, $8,000 residual at the end. Pay the buyout and the truck is yours — no balloon surprises, no perpetual lease trap.
See the terms →Our proprietary scorecard evaluates 15 criteria across four tiers. Credit is one input — not the gatekeeper.
Transparent math. No hidden fees. If a number changes, it's because the truck changed — and we'll show you why.
You're not paying $2,000 to drive a truck. You're paying $2,000 to escape the system that's been taking $10,000+ of your gross every month and giving you nothing back.
Three years from now, a company driver still has the same paycheck. A lease-purchase driver still owes the carrier. You own a truck — and a business.
If you've been running your own truck — or you're stuck in a carrier's lease-purchase plan trying to get out — you're exactly who we built this for. Brand-new drivers and company drivers looking to make the jump for the first time aren't the right fit yet.
Under your own authority, as a 1099 contractor, or inside another carrier's lease-purchase program. Experience is Tier 1 in our scorecard — it matters more than credit.
If your current carrier's program is designed so you'll never actually own the truck — miles that don't qualify, rates that don't pencil, a residual you'll never hit — let's talk. This is our sweet spot.
Standard minimum to get into a truck. Cash tight? Call us — there are paths worth discussing before you write off the idea.
Thin files, collections, past bankruptcies — we've approved them. FICO is Tier 3 in our scorecard. Carrier history, revenue, and payment track record matter more.
No bank runaround. In-house approvals from a team that actually understands trucking.
Two-minute form. We talk before we run anything.
CDL front and back. Three months of business banking. Proof of carrier or authority.
Our underwriting team reviews against the 15-criteria scorecard. No waiting on a bank.
Inspect the unit. Confirm specs. Sign the lease.
$6,000 down at signing. Keys in hand. Hit the road on your carrier.
Pre-qualify online in two minutes — or skip the form and call us direct.
Pre-Qualify Now →Or call (678) 679-7950 — a real person picks up.